HSBC Sees USD/JPY Downside by Year-End Despite Delayed Convergence and Intervention Risks

Neutral (-0.1)Impact: Medium

Published on April 27, 2026 (3 hours ago) · By Vibe Trader

HSBC strategists report that the Japanese Yen (JPY) has been the weakest G10 currency month-to-date, with USD/JPY trading in an unusually narrow range despite Japan’s status as the largest net energy importer among advanced economies and its significant economic ties to the Gulf region [1]. The strategists attribute the delayed convergence of USD/JPY towards levels implied by rate differentials to a cautious Bank of Japan (BoJ) and ongoing domestic fiscal challenges [1].

Key fiscal concerns highlighted include the risk that funding for fuel subsidies may be exhausted by mid to late May, which could prompt the proposal of a supplementary budget [1]. On the other hand, net portfolio inflows—driven by foreign buying of Japanese equities and bonds in April, as well as Japanese investors selling foreign bonds—along with strong verbal intervention from the Ministry of Finance, are seen as factors that may cap further USD/JPY upside [1].

HSBC’s base case remains for USD/JPY to decline by year-end, but they caution that near-term upside risks persist. These risks include the possibility of a more dovish BoJ, a more hawkish Federal Reserve, escalation of conflict in the Middle East, renewed oil-price highs, and further fiscal slippage in Japan [1].

CONCLUSION

HSBC expects USD/JPY to decline by the end of the year, though the move may be delayed by BoJ caution and domestic fiscal issues. Intervention risks and portfolio inflows are likely to cap further upside, but several near-term risks could still push USD/JPY higher. Market participants should monitor fiscal developments and central bank policy signals closely.

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