USD/TRY: Tactical pause masks inflation risks – Commerzbank

Bearish (-0.6)Impact: Medium

Published on March 12, 2026 (6 hours ago) · By Vibe Trader

Commerzbank’s Tatha Ghose expects the Central Bank of Turkey (CBT) to keep its policy rate on hold at the upcoming monetary policy meeting, describing this move as a tactical pause rather than a fundamental shift in strategy [1]. The pause is attributed to tactical limitations, particularly in light of recent inflation data that have surprised to the upside and market turbulence stemming from the Iran war, which has tempered policymakers' dovish bias [1]. Ghose criticizes the recent easing cycle, stating that all recent rate cuts are unjustified and dangerous for asset prices, especially given entrenched inflation and a worsening current account [1].

Commerzbank's preferred inflation measure, calculated from month-on-month changes of core price levels (seasonally-adjusted), is still running at nearly 3% m/m, indicating persistent inflationary pressures [1]. Despite the pause, Ghose forecasts a continued, managed depreciation path for the Turkish Lira against major currencies, including USD/TRY, following its recent pattern of steady downward breaks [1].

No specific market reactions or immediate asset price movements are discussed in the article, but the analyst's view suggests ongoing risks for Turkish assets and currency due to the policy stance and inflation dynamics [1].

There are no forward-looking statements from other analysts or explicit projections for future rate changes, but Commerzbank maintains a cautious outlook, warning that the tactical pause does not address underlying inflation risks and that the lira is likely to continue depreciating [1].

CONCLUSION

Commerzbank expects the Turkish central bank to keep rates on hold as a tactical pause, not a strategic shift, amid persistent inflation and market turbulence. The analyst warns that recent rate cuts are unjustified and forecasts continued depreciation of the Turkish Lira. The market takeaway is a cautious outlook for Turkish assets and currency, with inflation risks remaining elevated.

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