RBI Eases NDF Restrictions as Rupee Stabilizes, USD/INR Rises

Neutral (-0.2)Impact: Medium

Published on April 21, 2026 (3 hours ago) · By Vibe Trader

Commerzbank analysts report that the Reserve Bank of India (RBI) has rolled back some of its restrictions on Non-Deliverable Forward (NDF) contracts, permitting authorized dealers to offer NDFs, roll over and cancel related-party contracts, and utilize back-to-back hedging strategies [1]. This move follows a period of stability in the USD/INR exchange rate, which has remained within the 92.40–93.40 range over the past three weeks [1]. The easing of NDF curbs was implemented yesterday, and in response, USD/INR rose by 0.2% to 93.12 [1].

Commerzbank analysts suggest that the RBI's decision was influenced by the perceived reduction in arbitrage risks, as the currency pair's stability has made the central bank more comfortable with relaxing previous restrictions [1]. RBI Governor Sanjay Malhotra stated at the 8 April monetary policy meeting that the curbs on FX derivatives are not permanent, indicating a willingness to adjust policy as market conditions evolve [1].

Despite the recent stabilization and policy shift, the Indian Rupee remains the weakest Asian currency year-to-date, highlighting ongoing challenges for the currency in the broader regional context [1].

CONCLUSION

The RBI's rollback of NDF restrictions signals increased confidence in the stability of the USD/INR exchange rate, though the Rupee continues to underperform among Asian currencies. Market reaction was modest, with USD/INR rising 0.2% following the announcement. The central bank's flexible stance on FX derivatives suggests further policy adjustments may be possible as market conditions change.

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